VIN Webinar: Climbing Mt. Debt

Climbing Mt. Debt Webinar Recording

The webinar below focuses on federal student loan repayment strategies for veterinary interns, residents, specialists, and faculty.

The presentation uses a case study of a 2015 DVM, DACVIM with significant student debt to illustrate the complexities of various Income-Driven Repayment (IDR) plans, such as Pay-As-You-Earn (PAYE), Income-Based Repayment (IBR), and the upcoming Repayment Assistance Plan (RAP), in light of recent governmental changes.

A major theme is navigating the transition phases of a veterinary career involving specialty training, particularly post-residency, and strategically utilizing tools from the VIN Foundation Student Debt Center to model future payments and potential forgiveness options like IDR and Public Service Loan Forgiveness (PSLF), while being mindful of risks like the capitalization of unpaid interest.

Dr. Bartels strongly advocates for maximizing monthly cash flow and avoiding loan deferment during training to secure progress toward eventual loan forgiveness, should you need it.

2) Climbing Mt. Debt Presentation Materials

Review the Climbing Mt. Debt Presentation Materials including clickable links to the resources referenced in the presentation. Think of this as the “slide deck” you can review at your leisure as a quick summary of the webinar.

There is always more content in the slides than we can cover during the live session. Check out the presentation link to review this bonus material.

3) Instructions on how to get personalized help with your students loans

Do you need help with your student loans? The VIN Foundation Student Debt Center and special Student Debt Message Board areas are freely available for any veterinary student and veterinarian looking for help with their student loans and repayment options.